Skip to main content

Mobile phones and WiFi radiation health risks

There have been many skeptics since the very initial introduction of wireless service about what the constant exposure to radiation can do to human health and the nature surrounding it.

While the world is bracing for the launch of 5G services the question of the health risks looms large.

The result of the extensive study that was conducted by the National Institutes of Health, US was inconclusive. The 10 year study was conducted using 2G and 3G wireless radiation exposure on animals for 9 hours each day. While it did show the increased risk of mutation leading to the growth of tumors or tissue and DNA damage in a group of rodents, another group did not show any evident health issues related to the exposure.

The International Agency for Research on Cancer has cited exposure to radiation as a potent carcinogen for humans. It means that long term exposure to radiations could result in extensive damage.

But here is something to think about. The studies were conducted on animals that were expo…

Buying a Book of Business - Ins and Outs

Financial advisors know that there is no better way to build a business than through a warm referral. However, the process of getting a warm referral can be a bit awkward at times. Given the relationship that is built between advisor and client, as well as the trepidation that many have about discussing money, it is no wonder that few financial advisors truly master the ability to ask for warm referrals with more than a handful of their clients.

Luckily, there is a way to get an entire career's worth of warm referrals, though it is not cheap. By buying a "book of business" from a retiring wealth manager, investment professionals can quickly expand their own practices in a much shorter time than usual, and without paying for dozens of dinners or networking events. For many professionals seeking to grow their businesses, this presents an incredible opportunity, especially given the fact that more and more financial advisors are starting to age out of the profession.

It is not just availability that makes this a worthwhile opportunity. If a financial advisor has had a successful enough career to be able to retire, chances are he/she has helped guide many of their clients to that same goal. That means a good number of high worth individuals that an advisor in their twenties simply would not have the opportunity to meet. Further, since this is essentially a warm referral, a number of those clients will be motivated to pay attention to what their financial advisor has to say about their successor. Without the benefit of years of performance to fall back on, having a more established professional vouch for younger practitioners could be invaluable.

That said, buying a book of business is not a sure-fire way to guarantee business growth. Clients are under no obligation to suddenly decide that they trust the younger advisor. Also, there is the chance that the book of business is not worth a great deal - a collection of portfolios worth only $1 million may not be an investment for the advisor. Finally, as with any deal of this type, make sure that everything is legally sound and to the benefit of all parties involved. That could mean seeking the advice of a lawyer who specializes in assisting investment professionals. Still, if these factors are mitigated, buying a book of business can help an investment professional create a practice that is much more successful than might otherwise be imagined.

For those who have made the decision to purchase a book of business, there are two general approaches. Professionals who are willing to work with a more geographically-diverse set of clients can search a variety of sites that provide posting services for advisors who are looking to sell their practices. Be warned, however, that many other advisors looking to grow their businesses will also search here for opportunities.

On the other hand, networking with other professionals can present opportunities. Financial professionals in the local area may be looking to close their practices as well, and would often feel better leaving their clients with someone trustworthy. Better still, building relationships with older professionals in the area is far from a zero-sum game. Even if a book of business is not immediately, or even ultimately, sold, some referrals could come along.

Are you an experienced financial advisor looking to make a change or buy a book of business? Contact the experienced financial advisor recruiters of Willis Consulting Inc. They have many top industry contacts and can help you land the position you want. See open positions at http://www.willis-consulting.com/financial-advisor-jobs/



 By Genie Fletcher



Article Source: Buying a Book of Business - Ins and Outs

Comments

Popular posts from this blog

History of Printing

The background of printing goes back to the duplication of photos through stamps in extremely early times. Making use of round seals for rolling an impression into clay tablet computers returns to early Mesopotamian world prior to 3000 BCE, where they are the most typical masterpieces to endure, and attribute facility as well as attractive photos. In both China as well as Egypt, the use of tiny stamps for seals preceded making use of larger blocks. In China, India and also Europe, the printing of cloth certainly came before the printing of paper or papyrus. The procedure is basically the exact same - in Europe unique presentation perceptions of prints were usually published on silk till the seventeenth century. The development of printing has actually made it feasible for publications, newspapers, magazines, and also other reading materials to be produced in great numbers, and also it plays an important role in advertising literacy among the masses.

Block printing is a strategy for pri…

How Does The Flu Shot Work?

Medical experts recommend that everybody should get a flu shot before the peak flu season begins, which is from December to March. However, many people simply prefer not to take it because of the mistaken notion that taking the vaccine will actually give them the flu. There is a reason why people believe this.
It is a known fact that vaccines actually contain the virus that they are made to kill. This means, in the case of the flu vaccine, it actually contains the flu virus. This naturally triggers the question - won't it then cause the symptoms in the person who gets the shot?

To understand how this works, take a look at how vaccines work.

How flu shots work

The influenza virus is first deactivated and then used to prepare the vaccine. About ten to fourteen days after you've received the flu shot, the deactivated viruses help to develop antibodies in your body. These new antibodies are strong and robust enough to prevent any new influenza viruses from invading th…

Harmonization and Labeling

• This article is not to be confused with the Global Harmonized System of Classification and Labeling of Chemicals (GHS) standards, also called CLP in the EU whose main purpose is to communicate hazards on product labels and safety data sheets.

• In general the principals of harmonization are the same, i.e. to 'make one' or create a common framework, whether it be for labeling or for other purposes. Harmonization brings Clarity, Consistency, Confidence and Compliance. Imagine if all countries follow the same regulatory labeling guideline, the savings in cost would be significant. It was with this same intent that CODEX was established by the WHO way back in 1963 with the intent of developing food standards, codes of practice, guidelines and other recommendations which can be adopted by all member countries. Even though CODEX is still active, Codex standards and related texts are voluntary and member countries are not bound by or required to adopt them. Many coun…

The Confrontation

GOD COMMANDS US TO LOVE EACH OTHER.Bible Reading of the Day: Read 1 Corinthians 13:1-5, 13.Verse of the Day: “And now these three remain: faith, hope and love. But the greatest of these is love” (1 Corinthians 13:13, NIV).Monica rolled out of bed and rubbed the sleep out of her eyes. It had seemed to take forever for her to fall asleep last night. She had spent half the night thinking about her plan to tell Gina—the “former friend” who had stolen her boyfriend, Jimmy—that she had seen Jimmy and Susan Brock at the movies. She didn’t plan to mention that Jimmy had been at the theater with a couple of his friends and Susan had been standing in line behind Jimmy with her parents.She had spent hours wrestling with the rightness and wrongness of her decision but had fallen asleep determined to get even with Gina.I’ve made my decision, she told herself as she got dressed. She rushed through breakfast and arrived at school in time to see Gina standing at her locker near the chemistry lab. She…

Why Do You Need To Develop a Mobile App For Your Business?

Very often you can hear someone saying that a new device has been launched in the market, the reason for this is the technology that is growing quickly. Though these devices have made the lives of people easy and convenient, but at the same time has brought a lot of challenges for business too. Hence, every business is not only focusing on the online world but also on the device industry.

Today in the era of smart phones, just running your business website is not enough, you need to add much more to this. Not only smart phones but also many other Internet empowered devices are gaining popularity worldwide. Through the research recently conducted, we came to know that more than 45 % of Google search results are originating through smart phones. The percentage is quite impressive and so is the growth of the mobile industry. Gone are the days when people used to spare time from their busy regular schedule and go out to fulfill their day to day necessary requirements. Isn't it interest…

Safety of Fertility Drugs

By Sunita Verma Safety of fertility drugs - Is it a cause of concern?For millions of women struggling to conceive, fertility drugs are the first stepin treatment. Clomiphene works by stimulating the hormones in brain that trigger an egg (or several) to develop and be released from ovaries. Gonadotropins stimulate ovaries directly to produce eggs. Women typically produce only one or two eggs a month. Human menopausal gonadotropin (hMG), urofollitropin, or recombinant FSH prompts the ovaries to produce several eggs. One of these drugs is injected into the muscle or under the skin. What are the risks of gonadotropin treatment?• Conceiving multiples is the most common complication of gonadotropin treatment. Of these pregnancies, two-thirds are twins and one-third are triplets. • Though many couples consider this a blessing, carrying multiples increases risk of miscarriage and other complications. • During stimulation for natural conception or IUI if three or more follicles are growing to…

Business Negotiation - How Do You Know When To Trust The Truth - Negotiation Tip of the Week

By Greg Williams"You don't know what the truth looks like, even though I've recited it numerous times to you through my ever-changing story."What does the truth feel like, sound like, look like, when you feel it, hear it, see it? How do you determine to what degree the truth has been told? The truth can be fluid. That means, we know what the truth is today, based on what we've known to be truthful in the past. Then, as greater insight, discoveries, and other machinations are introduced into our environment, a new truth can emerge.It's important to understand how you discern what you perceive to be the truth because others can manipulate you, based on what they know of your ability to distinguish between fact from fiction.To become more cognizant as to when someone might be engaging in the truth, versus having no relationship with it at all, take note of the following insights.Demeanor - Yours and Theirs:Always note the demeanor of someone when they engage wi…

5 Things to Expect from a HRMS Recruitment Module

What is the role of the HRMS recruitment module in the modern recruitment process? What are the key features to expect when investing in a software for hiring candidates? This article finds the answers.

Recruitment is a key process in the success of an organization, because good employees can be a great asset to any organization. However, the process of recruitment, in itself, can be quite complex, with so many candidates applying for a single profile. Human resource professionals can have a really tough time screening all those resumes and shortlisting the right candidates for the job. A good HRMS software like Digital HRMSBambooHR and Beehive HR make it all a lot easier, with an array of useful features offered by their recruitment gateway. Given below are 5 key features to expect when investing in the new age HRMS recruitment software.

1] Customization

Customization is one of the biggest features offered by HRMS recruitment gateways today. Every organization out there is different i…

Learn 2 Things for Successful Sales Leadership

The secret to learn and become successful sales leaders involves a few capital basics, that only smart learners can perceive quickly and use for own advantage. Thus the purpose of learning universally is growth as we all know; unfortunately people experience it at different levels.

This contribution does not only focus on the worse, but revealing that other's worse can be an opportunity for another to discover the secret of professional success.

The point is, salesmen have been taught all sorts of things and told stories during their training sessions and profession. We all had experienced different types of leadership, and had accepted all those instructions at 100%. This is actually according to my personal experience and the things I went through.

Failure and mistakes are naturally human characteristics, and these things are normal to be found within you. But one obvious thing is that, sales coaches, trainers or mangers are also human beings like you. Mistakes are normal to be id…

Exploring the Different Types of HR Software

What are the different types of human resource software out there and how are they different from one another? This article looks into the list of functionalities offered by each one of them, along with a couple of popular names in each category.

When it comes to human resource management system software used for the automation of the different HR functions, there are quite a few terms/acronyms one may come across with – Human Resource Management System (HRMS), Human Resource Information System (HRIS), (Human Capital Management (HCM), Talent Management System (TMS), and so many more. With so many terms out there, people are bound to get baffled and forced to wander if at all there’s a difference between all these terms and if yes, how these software are different from one another.

Before taking a closer look at the points of difference between all these different terms mentioned above, it is important to note that among all these, the most commonly used terms are HRMS, HCM and HRIS. Thi…